AstralX Fixed-Term Wealth Management Products provide users with a more efficient way to utilize idle digital assets.
Users can lock their crypto assets in their accounts for a fixed period and earn returns according to the corresponding product rules.
Compared with flexible (on-demand) wealth management products, fixed-term products typically feature fixed duration, clearer returns, and higher reference yield rates, making them suitable for users who seek relatively stable returns within a certain holding period.
This article will introduce the product definition, key advantages, subscription process, yield rules, and frequently asked questions about AstralX fixed-term wealth management products.
What are AstralX Fixed-Term Wealth Management Products?
AstralX Fixed-Term Wealth Management Products are fixed-duration investment products launched by the platform.
Users can subscribe their idle digital assets into fixed-term products with specified durations, hold the assets during the lock-up period, and earn returns according to the product’s yield rules.
Compared to flexible products, AstralX fixed-term products generally offer more attractive reference yields.
Currently, product durations vary depending on supported assets and campaigns, including options such as 7 days, 14 days, 30 days, and 60 days, subject to the product page.
After a successful subscription, user assets will enter the corresponding fixed-term product and start accruing interest according to product rules. Upon maturity, the principal and earnings will be automatically returned to the designated account.
Product Features
1. Higher Yield Opportunities
Fixed-term products usually offer higher reference annual yields than flexible products, helping users improve the efficiency of idle asset utilization.
2. Fixed Duration
The product duration is fixed. Users can choose suitable investment periods based on their fund allocation and liquidity needs.
3. Simple and Convenient Operation
Users can directly access the wealth management section via the AstralX App or Web platform to browse products, subscribe, manage holdings, and settle upon maturity.
4. Multi-Asset Support
AstralX will gradually support fixed-term products for major digital assets such as USDT, ETH, and others based on platform planning. Supported assets are subject to the product page.
5. Transparent Yield Rules
The product page clearly displays duration, reference annual yield, interest accrual time, settlement method, subscription limits, and redemption rules, ensuring full transparency.
Who Are AstralX Fixed-Term Products Suitable For?
AstralX fixed-term products are suitable for users who:
- Want to earn additional income from idle assets
- Have relatively low liquidity requirements
- Prefer predictable returns within a fixed period
- Seek more stable asset allocation strategies
If you prefer flexibility, you may consider AstralX flexible products first.
If you focus more on yield performance and can accept a lock-up period, fixed-term products may be a better choice.
How to Subscribe to AstralX Fixed-Term Products?
Step 1: Enter the AstralX Wealth Management Section
Web: Log in to the AstralX official website and navigate to “Wealth Management” or “Earn” in the top menu.
App: Open the AstralX App and go to “Assets” or the “Wealth Management” section on the homepage.
Step 2: Select a Fixed-Term Product
- Go to the “Fixed-Term” product list
- Select your desired asset
- Review the product duration, reference APY, rules, and details
- Click “Subscribe”
Step 3: Confirm Subscription
- Enter the subscription amount
- Review duration, estimated returns, and lock-up details
- Read and agree to the terms
- Click “Confirm Subscription”
After successful subscription, your assets will be added to the corresponding product position.
Step 4: View and Manage Positions
Users can view subscribed products under “Wealth Records” or “My Investments”, including:
- Product name
- Asset
- Subscription amount
- Duration
- Interest start time
- Maturity time
- Estimated / earned returns
- Current status
Upon maturity, principal and earnings will be automatically credited to your account.
How Do AstralX Fixed-Term Products Work?
1. Interest Accrual
Interest generally starts on the next day (D+1) after successful subscription.
Refer to the product page for exact timing.
2. Yield Distribution Methods
Depending on the product, returns may be distributed as:
Daily Distribution
Returns are calculated daily and credited daily.
Maturity Distribution
Returns are distributed together with principal after the lock-up period ends.
3. Maturity Settlement
Upon maturity, the system automatically settles the product, and both principal and earnings are returned to your account.
4. Early Redemption
Some products support early redemption, while others do not.
If supported, it may involve:
- Recalculation of returns
- Reversal of distributed earnings
- Fees or penalties
- Adjusted principal return rules
Please review the product details carefully before subscribing.
Yield Calculation
Estimated Return = Subscription Amount × Reference APY × Lock-up Days ÷ 365
Example
- Subscription Amount: 1000 USDT
- Duration: 30 days
- APY: 8%
Estimated Return:
1000 × 8% × 30 ÷ 365 = 6.57 USDT
Total at maturity:
1006.57 USDT (Principal + Earnings)
(Note: For reference only. Actual returns depend on final settlement.)
Important Notes Before Participating
1. Yield Is Not Guaranteed
The displayed APY is a reference and does not guarantee future returns.
2. Lock-up Period
Funds are locked during the investment period. Please plan accordingly.
3. Product Rules May Vary
Different assets, durations, and campaigns may have different rules.
4. Market Risk
Digital assets are volatile. Please participate based on your risk tolerance.
FAQ
1. When does interest start?
Usually on the next day (D+1) after subscription.
2. Where do principal and earnings go after maturity?
They are automatically returned to your spot account or designated account.
3. Can I withdraw before maturity?
Some products support early redemption; others do not.
4. Will early redemption affect returns?
Yes, it may reduce or cancel returns or incur fees.
5. Are multiple durations available?
Yes. Options like 7, 14, 30, and 60 days are gradually introduced.
6. How can I view my holdings?
Check “Wealth Records” or “My Investments” in the App or Web.
About AstralX Wealth Management
AstralX is committed to providing a more diverse, convenient, and efficient digital asset service experience.
The launch of fixed-term products helps users better manage idle assets, improve capital efficiency, and enrich AstralX’s wealth management offerings.
For more details, please refer to the official AstralX website and latest announcements.
AstralX Global
March 20, 2026